Upon meeting a perspective buyer any real estate agent worth their salt should ask if the buyer has been pre-approved. Such a forward question may come as a bit of a shock, especially to the first-time home buyer. Others may consider this a personal matter and may be a bit reluctant to share this information with an agent they’ve just met. Nevertheless, this question reflects common courtesy, professionalism and due diligence. So why is pre-approval the first step in the buying process? Just because a buyer can afford a mortgage payment, doesn’t necessarily mean they will qualify for the mortgage. Taking the necessary steps to work with a lender for pre-approval prior to the home shopping process sets the financial parameters needed for a real estate agent to provide the very best service to their buyer. Imagine finding your dream home only to discover you cannot qualify for the purchase? A waste of time and energy for both the buyer and the agent, not to mention frustration and disappointment. You will also need pre-approval to make a serious offer once you’ve found your property. In a market with multiple offers, your pre-approval will set you apart as a serious and reliable buyer. The very best real estate agents want to make sure from the get-go you are fully prepared and will invest their valuable time on serious buyers. Expect the best and expect to be asked. Well are you pre-approved? I’m glad you asked!
Author:Lisa Handley Phone: 612-390-6520 Dated: February 21st 2017 Views: 139 About Lisa: TEAM LEADER & Sales Manager for TC Specialists is LISA HANDLEY - 612-390-6520. Lisa is a native of M...
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Twin Cities Specialists is part of the Re/Max Advantage Plus team, where together we are stronger in achieving our clients’ goals. What sets us apart is our use of technology, our personal and professional service, and our desire to be the best at what we do as your community expert. In fact, we will help you find a community expert in your area, if we don't have one for you, just ask. TEAM LEADER & Sales Manager for TC Specialists is LISA HANDLEY - 612-390-6520. Lisa is a native of McIntosh, Minnesota, moved "south" with her family, to where it is "warmer" and, as an empty-nester, pursued her long-time goal of becoming a top real estate agent. Lisa is a person who cares about people and will do what it takes to see others achieve their goals. Ultimately, this is what prompted her to start her own team. The Twin Cities Specialists consists of service-oriented agents and other industry professionals that will do and be the best for our clients through the entire buying and selling process. TC Specialists will be there for our clients from the very early stages of planning, pre-approvals, showings, staging, photography, negotiations, and all the way through the closings. Our mission is to treat our clients the way we would want our own families to be treated, with kindness, respect and service that goes above and beyond.